Build a financial life that feels like yours.
Fee-only financial planning and investment management. Rooted in Utah. Built around you.
Fees • Clear from the start
Personal advice.
Transparent pricing.
Choose a fee schedule that fits your situation, or get focused financial planning help by the hour.
Schedule an introductory conversation →Two schedules for ongoing support.
Ongoing financial planning and investment management clients can choose either fee schedule. All clients move to the Normal Fee Schedule at retirement. Both schedules are billed monthly.
Normal Fee Schedule
| Total assets under management | Annual fees |
|---|---|
| $0–$99,999 | 1.50% |
| $100,000–$249,999 | 1.25% |
| $250,000–$499,999 | 1.00% |
| $500,000–$749,999 | 0.85% |
| $750,000–$1,499,999 | 0.70% |
| $1,500,000 and up | 0.50% |
Optional While Employed
| Total assets under management | Annual fees |
|---|---|
| $80,000–$149,999 | $1,200 |
| $150,000–$349,999 | $2,100 |
| $350,000–$624,999 | $3,900 |
| $625,000–$1,000,000 | $5,700 |
| $1,000,000–$1,999,999 | $7,500 |
| $2,000,000 and up | $12,000 |
Your applicable fee and billing terms are confirmed in your advisory agreement before services begin.
$200 / hour
Hourly financial planning for specific questions and decisions.
$750 upfront
A one-time upfront fee for comprehensive financial plans.
What ongoing clients can expect.
Unlimited access to Garrett and formal reviews in March/April and September/October.
There is no contract term. You can cancel at any point if you are not satisfied with the services.
As a fee-only firm, we do not receive commissions from product sales. We explain the scope, billing, and any separate investment or account costs before you engage us.
Read Form ADV Part 2A →Your advisory agreement and applicable disclosures govern your engagement.
Your next chapter starts with a conversation
Let's find your path forward.
No need to have everything figured out. Bring your questions, your goals, and whatever is on your mind.
Schedule an introductory conversation →Based in Utah. Meeting virtually.